As reported by Bijiie, SWIFT is testing blockchain integrations, including Ripple's XRP Ledger, to enhance cross-border payments. Ripple has gained institutional traction through tokenized funds and RLUSD stablecoin. While XRP Ledger's 3-5 second settlement time and ISO 20022 compatibility align with SWIFT's modernization goals, no formal partnership has been established. SWIFT aims to maintain a neutral role, potentially viewing XRP Ledger as one of several settlement options. Pilot integrations may emerge between 2026 and 2027 following the full transition to ISO 20022.
SWIFT Explores Blockchain Integration, Including Ripple's XRP Ledger
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