DUCATO is based on PCT patented "Remote Lending" and Techpin technology. This technology is essential to providing virtual asset financing and is useful for DeFi and CeFi services. It is an innovative technology that ensures the highest reliability, operability and decentralization by remotely storing, managing, and operating collateral in the virtual asset wallet of service users, not virtual asset financial service providers. This technology is applicable to all virtual asset financial services such as rental, deposit, trading, swap, wallet, and yieldfaming. This technology provides stability and decentralization that is not fully secured by smart-contact-based DeFi. Delio's Yield Farming platform can be an excellent choice for large exchange and virtual asset platform operators such as Bithumb. Delio's yieldfarming platform is an innovative platform that enables yieldfaming of all DeFi and Non-DeFi tokens, ERC20 and Non-ERC20 tokens. Delio Swap is an attractive service that complements the shortcomings of Simple Market and DeFi multi-swap, and without Gas Fee, it also enables swap between ERC20 tokens and Non-ERC20 tokens. It's also a big advantage that Bithumb's customer assets don't leak to external DeFi platforms. Delio's synthetic asset platform allows users to synthesize key digital assets such as Bitcoin and Ethereum, which are owned by users, to create and trade a whole new form of synthetic assets. These synthetic assets contribute to lower customer investment risk and increase the asset's distribution. Virtual assets used to create synthetic assets are securely locked in remote individual wallets owned by the customer. DUCATO is Hybrid DeFi 2.0 that combines the advantages of existing CeFi and DeFi, providing reliability, speed, and decentralized stability through high liquidity and blockchain-backed smart contracts. Therefore, it can be used in various situations.